"The new year stands before us, like a chapter in a book, waiting to be written. We can help write that story by setting goals." ~ Melody Beattie

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Sue & Clif Seward
1981-2022

Graduates of Dave Ramsey's Financial Peace University in 2017

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Spicewood, Texas
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"It is literally true that you can succeed best and quickest by helping others to succeed." Napolean Hill